HOME LENDING
HOME LOANS
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You've just found a property you want to buy, and now you need financing to complete the purchase. With so many advertised interest rates and home loans, it can be overwhelming to choose the right option. So, what’s the best choice for you?
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At Thomas Mortgage Brokers, we consider your needs, objectives, future goals, and banking preferences to help you make an informed decision when selecting a lender. We ensure the application process is straightforward and easy to understand. Applying for a loan doesn't have to be complicated.
Our brokers possess thorough knowledge of the various products and packages available in the market. We'll guide you through each step, explaining everything clearly, to make finding a lender simple and stress-free.
Whether you're a professional, self-employed, or a full-time worker, TMB will find the perfect fit for you. Haven't found a property yet? Talk to us today about securing a pre-approval.
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Please see our online Calculators here.
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What is a Pre-Approval?
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A Pre-Approval is a great place to start the Home Buying Journey! A Pre-Approval is an application that looks at your Income & Expenses as well as your credit history.
What it means is that majority of your application is completed prior to finding a home so it allows you time to understand exactly how much you can borrow as well checking your credit history to make sure there are no surprises!
Once assessed you will receive a Conditional Approval from your lender. This Approval is valid for up to three months and can give you a great advantage when negotiating on a property to show your Finance is in order.
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