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HOME LENDING
SERVICES
You’ve found the right property — now it’s time to secure the right finance.
With so many lenders, rates and loan options available, knowing what’s right for you can feel overwhelming. That’s where we come in.
At Thomas Mortgage Brokers, we take the time to understand your goals, financial position and preferences, so you can make a confident, informed decision. We simplify the process and handle the detail — making your home loan experience clear, straightforward and stress-free.
Our team has extensive knowledge across a wide range of lenders and products. We’ll guide you every step of the way, ensuring you understand your options and feel supported from application through to settlement.
Whether you’re employed, self-employed, or purchasing your first or next home, we’ll find a solution tailored to you. Explore our online calculators to better understand your borrowing power and repayments.
Haven’t found a property yet?
Speak to us about securing a pre-approval so you can move forward with confidence.
Home Lending
What is a Pre-Approval?
A pre-approval is one of the best ways to get started on your home buying journey.
It involves assessing your income, expenses and credit history upfront, so most of your application is completed before you’ve even found a property.
This gives you a clear understanding of how much you can borrow, while ensuring there are no surprises along the way.
Once approved, you’ll receive a conditional approval from your lender, typically valid for up to three months.
Having this in place can give you a strong advantage when negotiating, showing agents and sellers that your finance is ready to go.
